Terms of Use

A. Eligibility and Account Requirements

To use the Quantoryx Platform, you must be at least 18 years of age and a resident of a US state in which we are authorized to provide money transmission services. Services are not available in all states. You are responsible for determining whether the Platform is available in your state of residence.

You must complete identity verification in accordance with our Customer Identification Program before accessing any trading or wallet functionality. Providing false, inaccurate, or misleading information during the verification process is a material breach of these Terms and may result in immediate account termination and referral to appropriate authorities.

You may hold only one account on the Platform. Creating multiple accounts to circumvent verification requirements, transaction limits, or account restrictions is prohibited.

You are responsible for maintaining the security of your account credentials. You must notify us immediately if you suspect unauthorized access to your account. We are not liable for losses resulting from unauthorized access caused by your failure to maintain credential security.

B. Nature of Services and Risk Disclosure

Quantoryx provides a platform for the exchange of digital assets. Digital assets, including cryptocurrencies, are highly volatile and speculative instruments. The value of digital assets can decrease substantially or become worthless. Past performance of any digital asset is not indicative of future results.

The Platform does not provide investment advice, financial advice, legal advice, or tax advice. Nothing on the Platform should be construed as a recommendation to buy, sell, or hold any digital asset. You are solely responsible for your trading decisions.

Digital asset trading is not FDIC insured. Your digital assets held through the Platform are not bank deposits and are not protected by federal deposit insurance. You may lose some or all of the value of your digital assets.

The regulatory environment for digital assets in the United States is evolving. Changes in law or regulation may affect the availability of certain services or assets on the Platform. We make no representations about the continued availability of any specific digital asset or service feature.

C. Prohibited Conduct

You may not use the Platform for any purpose that violates applicable law or regulation. Specifically, you may not use the Platform to engage in money laundering, terrorist financing, tax evasion, sanctions violations, or any other financial crime.

You may not attempt to evade the Platform's transaction monitoring systems, structure transactions to avoid reporting thresholds, or provide false information to the Platform's compliance systems.

You may not access or attempt to access the Platform through automated means, bots, or scripts without our express written permission. You may not attempt to reverse engineer, decompile, or otherwise extract the source code of the Platform.

You may not use the Platform in any manner that could damage, disable, overburden, or impair the Platform's infrastructure or interfere with other users' access to the Platform.

D. Compliance Obligations and Account Actions

As a FinCEN-registered Money Services Business, we are legally required to implement anti-money laundering controls, conduct customer due diligence, and report certain transactions and suspicious activity to federal authorities. Your use of the Platform is subject to these requirements.

We reserve the right to suspend, restrict, or terminate your account at any time if we determine, in our sole discretion, that continued operation of your account would create compliance risk, violate applicable law, or conflict with our regulatory obligations. We may not be able to disclose the specific reason for account action in all cases due to legal confidentiality requirements.

We may place holds on funds or digital assets in your account pending completion of compliance reviews. We will release holds promptly upon completion of review unless required to maintain the hold by applicable law or regulatory authority.

E. Fees and Transactions

The Platform charges fees for certain services. Current fee schedules are displayed within the Platform interface. We reserve the right to modify our fee structure with reasonable notice. Continued use of the Platform after fee changes take effect constitutes acceptance of the revised fees.

All transactions are final once executed unless we determine that a transaction was the result of a technical error on our part. We do not reverse transactions based on market movements or a change in your trading intentions. Digital asset markets operate continuously and prices change rapidly.

You are responsible for all applicable taxes on your digital asset transactions. We do not provide tax advice. You should consult a qualified tax professional regarding your reporting obligations.

F. Limitation of Liability and Disclaimers

THE PLATFORM IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM OR RELATED TO THESE TERMS OR YOUR USE OF THE PLATFORM SHALL NOT EXCEED THE FEES YOU PAID TO US IN THE THREE MONTHS PRECEDING THE CLAIM.

WE ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, LOSS OF DATA, OR LOSS OF DIGITAL ASSETS, ARISING FROM YOUR USE OF THE PLATFORM.

We are not liable for losses resulting from circumstances beyond our reasonable control, including but not limited to network failures, blockchain congestion, regulatory actions, or force majeure events.

G. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Minnesota, without regard to its conflict of law provisions. You agree to submit to the personal jurisdiction of the state and federal courts located in Hennepin County, Minnesota for any disputes arising under these Terms.

Before initiating any formal legal proceeding, you agree to contact us at info@quantoryx.co.com to attempt to resolve the dispute informally. We will make reasonable efforts to address your concern within a reasonable time.

Nothing in these Terms prevents either party from seeking emergency injunctive relief in a court of competent jurisdiction where necessary to prevent irreparable harm.

H. Modifications and Termination

We reserve the right to modify these Terms at any time. Material changes will be communicated through the Platform or by email to the address associated with your account. Your continued use of the Platform following notice of changes constitutes your acceptance of the revised Terms.

You may terminate your account at any time by contacting us. Account termination does not relieve you of obligations incurred prior to termination. We will process any pending transactions and return accessible funds subject to applicable compliance requirements.

We may terminate your access to the Platform at any time for any reason, including but not limited to violation of these Terms, compliance concerns, or discontinuation of services.

For questions about these Terms, contact DIRE MONEY TRANSMITTER LLC at 307 N Washington Ave, Minneapolis, MN 55401 or info@quantoryx.co.com.